Class: ThePlaidApi::TransferAuthorizationCreateRequest

Inherits:
BaseModel
  • Object
show all
Defined in:
lib/the_plaid_api/models/transfer_authorization_create_request.rb

Overview

Defines the request schema for ‘/transfer/authorization/create`

Instance Attribute Summary collapse

Class Method Summary collapse

Instance Method Summary collapse

Methods inherited from BaseModel

#check_for_conflict, #process_additional_properties, #process_array, #process_basic_value, #process_hash, #to_hash, #to_json

Constructor Details

#initialize(access_token:, account_id:, type:, network:, amount:, user:, client_id: SKIP, secret: SKIP, funding_account_id: SKIP, ledger_id: SKIP, payment_profile_token: SKIP, ach_class: SKIP, wire_details: SKIP, device: SKIP, origination_account_id: SKIP, iso_currency_code: SKIP, idempotency_key: SKIP, user_present: SKIP, with_guarantee: true, request_guarantee: SKIP, beacon_session_id: SKIP, originator_client_id: SKIP, credit_funds_source: SKIP, test_clock_id: SKIP, ruleset_key: SKIP, additional_properties: nil) ⇒ TransferAuthorizationCreateRequest

Returns a new instance of TransferAuthorizationCreateRequest.



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 288

def initialize(access_token:, account_id:, type:, network:, amount:, user:,
               client_id: SKIP, secret: SKIP, funding_account_id: SKIP,
               ledger_id: SKIP, payment_profile_token: SKIP,
               ach_class: SKIP, wire_details: SKIP, device: SKIP,
               origination_account_id: SKIP, iso_currency_code: SKIP,
               idempotency_key: SKIP, user_present: SKIP,
               with_guarantee: true, request_guarantee: SKIP,
               beacon_session_id: SKIP, originator_client_id: SKIP,
               credit_funds_source: SKIP, test_clock_id: SKIP,
               ruleset_key: SKIP, additional_properties: nil)
  # Add additional model properties to the instance
  additional_properties = {} if additional_properties.nil?

  @client_id = client_id unless client_id == SKIP
  @secret = secret unless secret == SKIP
  @access_token = access_token
  @account_id = 
  @funding_account_id =  unless  == SKIP
  @ledger_id = ledger_id unless ledger_id == SKIP
  @payment_profile_token = payment_profile_token unless payment_profile_token == SKIP
  @type = type
  @network = network
  @amount = amount
  @ach_class = ach_class unless ach_class == SKIP
  @wire_details = wire_details unless wire_details == SKIP
  @user = user
  @device = device unless device == SKIP
  @origination_account_id =  unless  == SKIP
  @iso_currency_code = iso_currency_code unless iso_currency_code == SKIP
  @idempotency_key = idempotency_key unless idempotency_key == SKIP
  @user_present = user_present unless user_present == SKIP
  @with_guarantee = with_guarantee unless with_guarantee == SKIP
  @request_guarantee = request_guarantee unless request_guarantee == SKIP
  @beacon_session_id = beacon_session_id unless beacon_session_id == SKIP
  @originator_client_id = originator_client_id unless originator_client_id == SKIP
  @credit_funds_source = credit_funds_source unless credit_funds_source == SKIP
  @test_clock_id = test_clock_id unless test_clock_id == SKIP
  @ruleset_key = ruleset_key unless ruleset_key == SKIP
  @additional_properties = additional_properties
end

Instance Attribute Details

#access_token ⇒ String

The Plaid ‘access_token` for the account that will be debited or credited.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 25

def access_token
  @access_token
end

#account_id ⇒ String

The Plaid ‘account_id` corresponding to the end-user account that will be debited or credited.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 30

def 
  @account_id
end

#ach_class ⇒ AchClass

Specifies the use case of the transfer. Required for transfers on an ACH network. For more details, see [ACH SEC codes](plaid.com/docs/transfer/creating-transfers/#ach-sec-codes). Codes supported for credits: ‘ccd`, `ppd` Codes supported for debits: `ccd`, `tel`, `web` `“ccd”` - Corporate Credit or Debit - fund transfer between two corporate bank accounts `“ppd”` - Prearranged Payment or Deposit - The transfer is part of a pre-existing relationship with a consumer. Authorization was obtained in writing either in person or via an electronic document signing, e.g. Docusign, by the consumer. Can be used for credits or debits. `“web”` - Internet-Initiated Entry. The transfer debits a consumer’s bank account. Authorization from the consumer is obtained over the Internet (e.g. a web or mobile application). Can be used for single debits or recurring debits. `“tel”` - Telephone-Initiated Entry. The transfer debits a consumer. Debit authorization has been received orally over the telephone via a recorded call.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 118

def ach_class
  @ach_class
end

#amount ⇒ String

The amount of the transfer (decimal string with two digits of precision e.g. “10.00”). When calling ‘/transfer/authorization/create`, specify the maximum amount to authorize. When calling `/transfer/create`, specify the exact amount of the transfer, up to a maximum of the amount authorized. If this field is left blank when calling `/transfer/create`, the maximum amount authorized in the `authorization_id` will be sent.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 97

def amount
  @amount
end

#beacon_session_id ⇒ String

The unique identifier returned by Plaid’s [beacon](plaid.com/docs/transfer/guarantee/#using-a-beacon) when it is run on your webpage.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 187

def beacon_session_id
  @beacon_session_id
end

#client_id ⇒ String

Your Plaid API ‘client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 16

def client_id
  @client_id
end

#credit_funds_source ⇒ TransferCreditFundsSource

The Plaid client ID that is the originator of this transfer. Only needed if creating transfers on behalf of another client as a [Platform customer](plaid.com/docs/transfer/application/#originators-vs-plat forms).

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 201

def credit_funds_source
  @credit_funds_source
end

#device ⇒ TransferAuthorizationDevice

Information about the device being used to initiate the authorization. These fields are not currently incorporated into the risk check.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 135

def device
  @device
end

#funding_account_id ⇒ String

Specify the account used to fund the transfer. Should be specified if using legacy funding methods only. If using Plaid Ledger, leave this field blank. Customers can find a list of ‘funding_account_id`s in the Accounts page of your Plaid Dashboard, under the “Account ID” column. If this field is left blank and you are using legacy funding methods, this will default to the default `funding_account_id` specified during onboarding. Otherwise, Plaid Ledger will be used.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 40

def 
  @funding_account_id
end

#idempotency_key ⇒ String

A random key provided by the client, per unique authorization, which expires after 48 hours. Maximum of 50 characters. The API supports idempotency for safely retrying requests without accidentally performing the same operation twice. For example, if a request to create an authorization fails due to a network connection error, you can retry the request with the same idempotency key to guarantee that only a single authorization is created. Idempotency does not apply to authorizations whose decisions are ‘user_action_required`. Therefore you may re-attempt the authorization after completing the required user action without changing `idempotency_key`. This idempotency key expires after 48 hours, after which the same key can be reused. Failure to provide this key may result in duplicate charges.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 160

def idempotency_key
  @idempotency_key
end

#iso_currency_code ⇒ String

The currency of the transfer amount. The default value is “USD”.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 144

def iso_currency_code
  @iso_currency_code
end

#ledger_id ⇒ String

Specify which ledger balance should be used to fund the transfer. You can find a list of ‘ledger_id`s in the Accounts page of your Plaid Dashboard. If this field is left blank, this will default to id of the default ledger balance.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 47

def ledger_id
  @ledger_id
end

#network ⇒ TransferNetwork

The network or rails used for the transfer. For transfers submitted as ‘ach` or `same-day-ach`, the Standard ACH cutoff is 8:30 PM Eastern Time. For transfers submitted as `same-day-ach`, the Same Day ACH cutoff is 3:00 PM Eastern Time. It is recommended to send the request 15 minutes prior to the cutoff to ensure that it will be processed in time for submission before the cutoff. If the transfer is processed after this cutoff but before the Standard ACH cutoff, it will be sent over Standard ACH rails and will not incur same-day charges; this will apply to both legs of the transfer if applicable. The transaction limit for a Same Day ACH transfer is $1,000,000. Authorization requests sent with an amount greater than $1,000,000 will fail. For transfers submitted as `rtp`, Plaid will automatically route between Real Time Payment rail by TCH or FedNow rails as necessary. If a transfer is submitted as `rtp` and the counterparty account is not eligible for RTP, the `/transfer/authorization/create` request will fail with an `INVALID_FIELD` error code. To pre-check to determine whether a counterparty account can support RTP, call `/transfer/capabilities/get` before calling `/transfer/authorization/create`. Wire transfers are currently in early availability. To request access to `wire` as a payment network, contact your Account Manager. For transfers submitted as `wire`, the `type` must be `credit`; wire debits are not supported. The cutoff to submit a wire payment is 6:30 PM Eastern Time on a business day; wires submitted after that time will be processed on the next business day. The transaction limit for a wire is $999,999.99. Authorization requests sent with an amount greater than $999,999.99 will fail.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 88

def network
  @network
end

#origination_account_id ⇒ String

Plaid’s unique identifier for the origination account for this authorization. If not specified, the default account will be used.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 140

def 
  @origination_account_id
end

#originator_client_id ⇒ String

The Plaid client ID that is the originator of this transfer. Only needed if creating transfers on behalf of another client as a [Platform customer](plaid.com/docs/transfer/application/#originators-vs-plat forms).

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 194

def originator_client_id
  @originator_client_id
end

#payment_profile_token ⇒ String

The payment profile token associated with the Payment Profile that will be debited or credited. Required if not using ‘access_token`.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 52

def payment_profile_token
  @payment_profile_token
end

#request_guarantee ⇒ TrueClass | FalseClass

Indicates whether the transfer should be evaluated for guarantee coverage. When set to ‘true`, Plaid assesses the transfer for guarantee coverage and returns a decision in the authorization response. When omitted or set to `false`, the authorization is evaluated without guarantee coverage.

Returns:

  • (TrueClass | FalseClass) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 181

def request_guarantee
  @request_guarantee
end

#ruleset_key ⇒ String

The key of the Ruleset for the transaction. This feature is currently in closed beta; to request access, contact your account manager.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 212

def ruleset_key
  @ruleset_key
end

#secret ⇒ String

Your Plaid API ‘secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 21

def secret
  @secret
end

#test_clock_id ⇒ String

Plaid’s unique identifier for a test clock. This field may only be used when using ‘sandbox` environment. If provided, the `authorization` is created at the `virtual_time` on the provided test clock.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 207

def test_clock_id
  @test_clock_id
end

#type ⇒ TransferType1

The type of transfer. This will be either ‘debit` or `credit`. A `debit` indicates a transfer of money into the origination account; a `credit` indicates a transfer of money out of the origination account.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 58

def type
  @type
end

#user ⇒ TransferAuthorizationUserInRequest

The legal name and other information for the account holder. If the account has multiple account holders, provide the information for the account holder on whose behalf the authorization is being requested. The ‘user.legal_name` field is required. Other fields are not currently used and are present to support planned future functionality.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 130

def user
  @user
end

#user_present ⇒ TrueClass | FalseClass

If the end user is initiating the specific transfer themselves via an interactive UI, this should be ‘true`; for automatic recurring payments where the end user is not actually initiating each individual transfer, it should be `false`. This field is not currently used and is present to support planned future functionality.

Returns:

  • (TrueClass | FalseClass) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 168

def user_present
  @user_present
end

#wire_details ⇒ TransferWireDetails

Information specific to wire transfers.

Returns:



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 122

def wire_details
  @wire_details
end

#with_guarantee ⇒ TrueClass | FalseClass

If set to ‘false`, Plaid will not offer a `guarantee_decision` for this request (Guarantee customers only). This field is deprecated in favor for `guarantee`.

Returns:

  • (TrueClass | FalseClass) 


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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 174

def with_guarantee
  @with_guarantee
end

Class Method Details

.from_hash(hash) ⇒ Object

Creates an instance of the object from a hash.



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 330

def self.from_hash(hash)
  return nil unless hash

  # Extract variables from the hash.
  access_token = hash.key?('access_token') ? hash['access_token'] : nil
   = hash.key?('account_id') ? hash['account_id'] : nil
  type = hash.key?('type') ? hash['type'] : nil
  network = hash.key?('network') ? hash['network'] : nil
  amount = hash.key?('amount') ? hash['amount'] : nil
  user = TransferAuthorizationUserInRequest.from_hash(hash['user']) if hash['user']
  client_id = hash.key?('client_id') ? hash['client_id'] : SKIP
  secret = hash.key?('secret') ? hash['secret'] : SKIP
   =
    hash.key?('funding_account_id') ? hash['funding_account_id'] : SKIP
  ledger_id = hash.key?('ledger_id') ? hash['ledger_id'] : SKIP
  payment_profile_token =
    hash.key?('payment_profile_token') ? hash['payment_profile_token'] : SKIP
  ach_class = hash.key?('ach_class') ? hash['ach_class'] : SKIP
  wire_details = TransferWireDetails.from_hash(hash['wire_details']) if hash['wire_details']
  device = TransferAuthorizationDevice.from_hash(hash['device']) if hash['device']
   =
    hash.key?('origination_account_id') ? hash['origination_account_id'] : SKIP
  iso_currency_code =
    hash.key?('iso_currency_code') ? hash['iso_currency_code'] : SKIP
  idempotency_key =
    hash.key?('idempotency_key') ? hash['idempotency_key'] : SKIP
  user_present = hash.key?('user_present') ? hash['user_present'] : SKIP
  with_guarantee = hash['with_guarantee'] ||= true
  request_guarantee =
    hash.key?('request_guarantee') ? hash['request_guarantee'] : SKIP
  beacon_session_id =
    hash.key?('beacon_session_id') ? hash['beacon_session_id'] : SKIP
  originator_client_id =
    hash.key?('originator_client_id') ? hash['originator_client_id'] : SKIP
  credit_funds_source =
    hash.key?('credit_funds_source') ? hash['credit_funds_source'] : SKIP
  test_clock_id = hash.key?('test_clock_id') ? hash['test_clock_id'] : SKIP
  ruleset_key = hash.key?('ruleset_key') ? hash['ruleset_key'] : SKIP

  # Create a new hash for additional properties, removing known properties.
  new_hash = hash.reject { |k, _| names.value?(k) }

  additional_properties = APIHelper.get_additional_properties(
    new_hash, proc { |value| value }
  )

  # Create object from extracted values.
  TransferAuthorizationCreateRequest.new(access_token: access_token,
                                         account_id: ,
                                         type: type,
                                         network: network,
                                         amount: amount,
                                         user: user,
                                         client_id: client_id,
                                         secret: secret,
                                         funding_account_id: ,
                                         ledger_id: ledger_id,
                                         payment_profile_token: payment_profile_token,
                                         ach_class: ach_class,
                                         wire_details: wire_details,
                                         device: device,
                                         origination_account_id: ,
                                         iso_currency_code: iso_currency_code,
                                         idempotency_key: idempotency_key,
                                         user_present: user_present,
                                         with_guarantee: with_guarantee,
                                         request_guarantee: request_guarantee,
                                         beacon_session_id: beacon_session_id,
                                         originator_client_id: originator_client_id,
                                         credit_funds_source: credit_funds_source,
                                         test_clock_id: test_clock_id,
                                         ruleset_key: ruleset_key,
                                         additional_properties: additional_properties)
end

.names ⇒ Object

A mapping from model property names to API property names.



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 215

def self.names
  @_hash = {} if @_hash.nil?
  @_hash['client_id'] = 'client_id'
  @_hash['secret'] = 'secret'
  @_hash['access_token'] = 'access_token'
  @_hash['account_id'] = 'account_id'
  @_hash['funding_account_id'] = 'funding_account_id'
  @_hash['ledger_id'] = 'ledger_id'
  @_hash['payment_profile_token'] = 'payment_profile_token'
  @_hash['type'] = 'type'
  @_hash['network'] = 'network'
  @_hash['amount'] = 'amount'
  @_hash['ach_class'] = 'ach_class'
  @_hash['wire_details'] = 'wire_details'
  @_hash['user'] = 'user'
  @_hash['device'] = 'device'
  @_hash['origination_account_id'] = 'origination_account_id'
  @_hash['iso_currency_code'] = 'iso_currency_code'
  @_hash['idempotency_key'] = 'idempotency_key'
  @_hash['user_present'] = 'user_present'
  @_hash['with_guarantee'] = 'with_guarantee'
  @_hash['request_guarantee'] = 'request_guarantee'
  @_hash['beacon_session_id'] = 'beacon_session_id'
  @_hash['originator_client_id'] = 'originator_client_id'
  @_hash['credit_funds_source'] = 'credit_funds_source'
  @_hash['test_clock_id'] = 'test_clock_id'
  @_hash['ruleset_key'] = 'ruleset_key'
  @_hash
end

.nullables ⇒ Object

An array for nullable fields



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 271

def self.nullables
  %w[
    funding_account_id
    ledger_id
    wire_details
    idempotency_key
    user_present
    with_guarantee
    request_guarantee
    beacon_session_id
    originator_client_id
    credit_funds_source
    test_clock_id
    ruleset_key
  ]
end

.optionals ⇒ Object

An array for optional fields



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 246

def self.optionals
  %w[
    client_id
    secret
    funding_account_id
    ledger_id
    payment_profile_token
    ach_class
    wire_details
    device
    origination_account_id
    iso_currency_code
    idempotency_key
    user_present
    with_guarantee
    request_guarantee
    beacon_session_id
    originator_client_id
    credit_funds_source
    test_clock_id
    ruleset_key
  ]
end

Instance Method Details

#inspect ⇒ Object

Provides a debugging-friendly string with detailed object information.



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 423

def inspect
  class_name = self.class.name.split('::').last
  "<#{class_name} client_id: #{@client_id.inspect}, secret: #{@secret.inspect}, access_token:"\
  " #{@access_token.inspect}, account_id: #{@account_id.inspect}, funding_account_id:"\
  " #{@funding_account_id.inspect}, ledger_id: #{@ledger_id.inspect}, payment_profile_token:"\
  " #{@payment_profile_token.inspect}, type: #{@type.inspect}, network: #{@network.inspect},"\
  " amount: #{@amount.inspect}, ach_class: #{@ach_class.inspect}, wire_details:"\
  " #{@wire_details.inspect}, user: #{@user.inspect}, device: #{@device.inspect},"\
  " origination_account_id: #{@origination_account_id.inspect}, iso_currency_code:"\
  " #{@iso_currency_code.inspect}, idempotency_key: #{@idempotency_key.inspect}, user_present:"\
  " #{@user_present.inspect}, with_guarantee: #{@with_guarantee.inspect}, request_guarantee:"\
  " #{@request_guarantee.inspect}, beacon_session_id: #{@beacon_session_id.inspect},"\
  " originator_client_id: #{@originator_client_id.inspect}, credit_funds_source:"\
  " #{@credit_funds_source.inspect}, test_clock_id: #{@test_clock_id.inspect}, ruleset_key:"\
  " #{@ruleset_key.inspect}, additional_properties: #{@additional_properties}>"
end

#to_s ⇒ Object

Provides a human-readable string representation of the object.



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# File 'lib/the_plaid_api/models/transfer_authorization_create_request.rb', line 406

def to_s
  class_name = self.class.name.split('::').last
  "<#{class_name} client_id: #{@client_id}, secret: #{@secret}, access_token:"\
  " #{@access_token}, account_id: #{@account_id}, funding_account_id: #{@funding_account_id},"\
  " ledger_id: #{@ledger_id}, payment_profile_token: #{@payment_profile_token}, type:"\
  " #{@type}, network: #{@network}, amount: #{@amount}, ach_class: #{@ach_class},"\
  " wire_details: #{@wire_details}, user: #{@user}, device: #{@device},"\
  " origination_account_id: #{@origination_account_id}, iso_currency_code:"\
  " #{@iso_currency_code}, idempotency_key: #{@idempotency_key}, user_present:"\
  " #{@user_present}, with_guarantee: #{@with_guarantee}, request_guarantee:"\
  " #{@request_guarantee}, beacon_session_id: #{@beacon_session_id}, originator_client_id:"\
  " #{@originator_client_id}, credit_funds_source: #{@credit_funds_source}, test_clock_id:"\
  " #{@test_clock_id}, ruleset_key: #{@ruleset_key}, additional_properties:"\
  " #{@additional_properties}>"
end