Class: ThePlaidApi::AccountBalance

Inherits:
BaseModel
  • Object
show all
Defined in:
lib/the_plaid_api/models/account_balance.rb

Overview

A set of fields describing the balance for an account. Balance information may be cached unless the balance object was returned by ‘/accounts/balance/get` or `/signal/evaluate` (using a Balance-only ruleset).

Instance Attribute Summary collapse

Class Method Summary collapse

Instance Method Summary collapse

Methods inherited from BaseModel

#check_for_conflict, #process_additional_properties, #process_array, #process_basic_value, #process_hash, #to_hash, #to_json

Constructor Details

#initialize(available:, current:, limit:, iso_currency_code:, unofficial_currency_code:, last_updated_datetime: SKIP, additional_properties: nil) ⇒ AccountBalance

Returns a new instance of AccountBalance.



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# File 'lib/the_plaid_api/models/account_balance.rb', line 123

def initialize(available:, current:, limit:, iso_currency_code:,
               unofficial_currency_code:, last_updated_datetime: SKIP,
               additional_properties: nil)
  # Add additional model properties to the instance
  additional_properties = {} if additional_properties.nil?

  @available = available
  @current = current
  @limit = limit
  @iso_currency_code = iso_currency_code
  @unofficial_currency_code = unofficial_currency_code
  @last_updated_datetime = last_updated_datetime unless last_updated_datetime == SKIP
  @additional_properties = additional_properties
end

Instance Attribute Details

#available ⇒ Float

The amount of funds available to be withdrawn from the account, as determined by the financial institution. For ‘credit`-type accounts, the `available` balance typically equals the `limit` less the `current` balance, less any pending outflows plus any pending inflows. For `depository`-type accounts, the `available` balance typically equals the `current` balance less any pending outflows plus any pending inflows. For `depository`-type accounts, the `available` balance does not include the overdraft limit. For `investment`-type accounts (or `brokerage`-type accounts for API versions 2018-05-22 and earlier), the `available` balance is the total cash available to withdraw as presented by the institution. Note that not all institutions calculate the `available` balance. In the event that `available` balance is unavailable, Plaid will return an `available` balance value of `null`. Available balance may be cached and is not guaranteed to be up-to-date in realtime unless the value was returned by `/accounts/balance/get`, or by `/signal/evaluate` with a Balance-only ruleset. If `current` is `null` this field is guaranteed not to be `null`.

Returns:

  • (Float) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 36

def available
  @available
end

#current ⇒ Float

The total amount of funds in or owed by the account. For ‘credit`-type accounts, a positive balance indicates the amount owed; a negative amount indicates the lender owing the account holder. For `loan`-type accounts, the current balance is the principal remaining on the loan, except in the case of student loan accounts at Sallie Mae (`ins_116944`). For Sallie Mae student loans, the account’s balance includes both principal and any outstanding interest. Similar to ‘credit`-type accounts, a positive balance is typically expected, while a negative amount indicates the lender owing the account holder. For `investment`-type accounts (or `brokerage`-type accounts for API versions 2018-05-22 and earlier), the current balance is the total value of assets as presented by the institution. Note that balance information may be cached unless the value was returned by `/accounts/balance/get` or by `/signal/evaluate` with a Balance-only ruleset; if the Item is enabled for Transactions, the balance will be at least as recent as the most recent Transaction update. If you require realtime balance information, use the `available` balance as provided by `/accounts/balance/get` or `/signal/evaluate` called with a Balance-only `ruleset_key`. When returned by `/accounts/balance/get`, this field may be `null`. When this happens, `available` is guaranteed not to be `null`.

Returns:

  • (Float) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 60

def current
  @current
end

#iso_currency_code ⇒ String

The ISO-4217 currency code of the balance. Always null if ‘unofficial_currency_code` is non-null.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 73

def iso_currency_code
  @iso_currency_code
end

#last_updated_datetime ⇒ DateTime

Timestamp in [ISO 8601](en.wikipedia.org/wiki/ISO_8601) format (‘YYYY-MM-DDTHH:mm:ssZ`) indicating the last time the balance was updated. This field is returned only when the institution is `ins_128026` (Capital One).

Returns:

  • (DateTime) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 90

def last_updated_datetime
  @last_updated_datetime
end

#limit ⇒ Float

For ‘credit`-type accounts, this represents the credit limit. For `depository`-type accounts, this represents the pre-arranged overdraft limit, which is common for current (checking) accounts in Europe. In North America, this field is typically only available for `credit`-type accounts.

Returns:

  • (Float) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 68

def limit
  @limit
end

#unofficial_currency_code ⇒ String

The unofficial currency code associated with the balance. Always null if ‘iso_currency_code` is non-null. Unofficial currency codes are used for currencies that do not have official ISO currency codes, such as cryptocurrencies and the currencies of certain countries. See the [currency code schema](plaid.com/docs/api/accounts#currency-code-schema) for a full listing of supported `unofficial_currency_code`s.

Returns:

  • (String) 


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# File 'lib/the_plaid_api/models/account_balance.rb', line 83

def unofficial_currency_code
  @unofficial_currency_code
end

Class Method Details

.from_hash(hash) ⇒ Object

Creates an instance of the object from a hash.



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# File 'lib/the_plaid_api/models/account_balance.rb', line 139

def self.from_hash(hash)
  return nil unless hash

  # Extract variables from the hash.
  available = hash.key?('available') ? hash['available'] : nil
  current = hash.key?('current') ? hash['current'] : nil
  limit = hash.key?('limit') ? hash['limit'] : nil
  iso_currency_code =
    hash.key?('iso_currency_code') ? hash['iso_currency_code'] : nil
  unofficial_currency_code =
    hash.key?('unofficial_currency_code') ? hash['unofficial_currency_code'] : nil
  last_updated_datetime = if hash.key?('last_updated_datetime')
                            (DateTimeHelper.from_rfc3339(hash['last_updated_datetime']) if hash['last_updated_datetime'])
                          else
                            SKIP
                          end

  # Create a new hash for additional properties, removing known properties.
  new_hash = hash.reject { |k, _| names.value?(k) }

  additional_properties = APIHelper.get_additional_properties(
    new_hash, proc { |value| value }
  )

  # Create object from extracted values.
  AccountBalance.new(available: available,
                     current: current,
                     limit: limit,
                     iso_currency_code: iso_currency_code,
                     unofficial_currency_code: unofficial_currency_code,
                     last_updated_datetime: last_updated_datetime,
                     additional_properties: additional_properties)
end

.names ⇒ Object

A mapping from model property names to API property names.



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# File 'lib/the_plaid_api/models/account_balance.rb', line 93

def self.names
  @_hash = {} if @_hash.nil?
  @_hash['available'] = 'available'
  @_hash['current'] = 'current'
  @_hash['limit'] = 'limit'
  @_hash['iso_currency_code'] = 'iso_currency_code'
  @_hash['unofficial_currency_code'] = 'unofficial_currency_code'
  @_hash['last_updated_datetime'] = 'last_updated_datetime'
  @_hash
end

.nullables ⇒ Object

An array for nullable fields



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# File 'lib/the_plaid_api/models/account_balance.rb', line 112

def self.nullables
  %w[
    available
    current
    limit
    iso_currency_code
    unofficial_currency_code
    last_updated_datetime
  ]
end

.optionals ⇒ Object

An array for optional fields



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# File 'lib/the_plaid_api/models/account_balance.rb', line 105

def self.optionals
  %w[
    last_updated_datetime
  ]
end

Instance Method Details

#inspect ⇒ Object

Provides a debugging-friendly string with detailed object information.



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# File 'lib/the_plaid_api/models/account_balance.rb', line 187

def inspect
  class_name = self.class.name.split('::').last
  "<#{class_name} available: #{@available.inspect}, current: #{@current.inspect}, limit:"\
  " #{@limit.inspect}, iso_currency_code: #{@iso_currency_code.inspect},"\
  " unofficial_currency_code: #{@unofficial_currency_code.inspect}, last_updated_datetime:"\
  " #{@last_updated_datetime.inspect}, additional_properties: #{@additional_properties}>"
end

#to_custom_last_updated_datetime ⇒ Object 



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# File 'lib/the_plaid_api/models/account_balance.rb', line 173

def to_custom_last_updated_datetime
  DateTimeHelper.to_rfc3339(last_updated_datetime)
end

#to_s ⇒ Object

Provides a human-readable string representation of the object.



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# File 'lib/the_plaid_api/models/account_balance.rb', line 178

def to_s
  class_name = self.class.name.split('::').last
  "<#{class_name} available: #{@available}, current: #{@current}, limit: #{@limit},"\
  " iso_currency_code: #{@iso_currency_code}, unofficial_currency_code:"\
  " #{@unofficial_currency_code}, last_updated_datetime: #{@last_updated_datetime},"\
  " additional_properties: #{@additional_properties}>"
end