Class: Payabli::MoneyOut::Client

Inherits:
Object
  • Object
show all
Defined in:
lib/payabli/money_out/client.rb

Instance Method Summary collapse

Constructor Details

#initialize(client:) ⇒ void

Parameters:



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# File 'lib/payabli/money_out/client.rb', line 9

def initialize(client:)
  @client = client
end

Instance Method Details

#authorize_out(request_options: {}, **params) ⇒ Payabli::Types::AuthCapturePayoutResponse

Authorizes a transaction for payout.

If you don't pass autoCapture with a value of true, authorized transactions aren't flagged for settlement until captured. Use the referenceId returned in the response to capture the transaction.

When autoCapture is true, Payabli captures the transaction asynchronously after authorization. The response confirms only that the transaction was authorized; it doesn't confirm that capture succeeded. To confirm capture, listen for the payout_transaction_approvedcaptured webhook event.

If a velocity fraud alert is triggered, the endpoint returns a 202 response with responseCode 9051, and the authorization is held for risk review rather than rejected. If a risk policy blocks the transaction, the endpoint returns a 422 response with responseCode 9005, a terminal rejection.

For check payouts, Payabli validates the remit (mailing) address at authorization. If the address fails deliverability validation, the endpoint returns a 422 response and doesn't charge the paypoint. Correct the address and re-authorize. Other payout rails (ACH, RTP, virtual card, wire, and managed payables) aren't affected.

Examples:

client.money_out.authorize_out(
  entry_point: "8cfec329267",
  order_description: "Window Painting",
  payment_method: {
    method_: "managed"
  },
  payment_details: {
    total_amount: 47,
    unbundled: false
  },
  vendor_data: {
    vendor_number: "VEN-123"
  },
  invoice_data: [{
    bill_id: 54323
  }],
  auto_capture: true
)

Parameters:

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :allow_duplicated_bills (Boolean, nil)
  • :do_not_create_bills (Boolean, nil)
  • :force_vendor_creation (Boolean, nil)
  • :idempotency_key (String, nil)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 66

def authorize_out(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  request_data = Payabli::MoneyOut::Types::RequestOutAuthorize.new(params).to_h
  non_body_param_names = %w[allowDuplicatedBills doNotCreateBills forceVendorCreation idempotencyKey]
  body = request_data.except(*non_body_param_names)

  query_params = {}
  query_params["allowDuplicatedBills"] = params[:allow_duplicated_bills] if params.key?(:allow_duplicated_bills)
  query_params["doNotCreateBills"] = params[:do_not_create_bills] if params.key?(:do_not_create_bills)
  query_params["forceVendorCreation"] = params[:force_vendor_creation] if params.key?(:force_vendor_creation)

  headers = {}
  headers["idempotencyKey"] = params[:idempotency_key] if params[:idempotency_key]

  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }]).merge(headers)
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "POST",
    path: "MoneyOut/authorize",
    headers: headers,
    query: query_params,
    body: body,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::AuthCapturePayoutResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#cancel_all_out(request_options: {}, **params) ⇒ Payabli::Types::CaptureAllOutResponse

Cancels an array of payout transactions.

Examples:

client.money_out.cancel_all_out(request: %w[2-29 2-28 2-27])

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 118

def cancel_all_out(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "POST",
    path: "MoneyOut/cancelAll",
    headers: headers,
    body: params,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::CaptureAllOutResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#cancel_out_delete(request_options: {}, **params) ⇒ Payabli::Types::PayabliApiResponse0000

Cancel a payout transaction by ID.

Examples:

client.money_out.cancel_out_delete(reference_id: "129-219")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :reference_id (String)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 197

def cancel_out_delete(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "DELETE",
    path: "MoneyOut/cancel/#{URI.encode_uri_component(params[:reference_id].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::PayabliApiResponse0000.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#cancel_out_get(request_options: {}, **params) ⇒ Payabli::Types::PayabliApiResponse0000

Cancel a payout transaction by ID.

Examples:

client.money_out.cancel_out_get(reference_id: "129-219")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :reference_id (String)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 158

def cancel_out_get(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "GET",
    path: "MoneyOut/cancel/#{URI.encode_uri_component(params[:reference_id].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::PayabliApiResponse0000.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#capture_all_out(request_options: {}, **params) ⇒ Payabli::Types::CaptureAllOutResponse

Captures an array of authorized payout transactions for settlement. The maximum number of transactions that can be captured in a single request is 500.

Examples:

client.money_out.capture_all_out(body: %w[2-29 2-28 2-27])

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :idempotency_key (String, nil)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 237

def capture_all_out(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = {}
  headers["idempotencyKey"] = params[:idempotency_key] if params[:idempotency_key]

  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }]).merge(headers)
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "POST",
    path: "MoneyOut/captureAll",
    headers: headers,
    body: params,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::CaptureAllOutResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#capture_out(request_options: {}, **params) ⇒ Payabli::Types::AuthCapturePayoutResponse

Captures a single authorized payout transaction by ID. If the transaction was authorized with autoCapture set to true, you don't need to call this endpoint to capture the transaction for processing.

If a velocity fraud alert is triggered, the endpoint returns a 202 response with responseCode 9051, and the capture is held for risk review rather than rejected. If a risk policy blocks the transaction, the endpoint returns a 422 response with responseCode 9005, a terminal rejection.

Examples:

client.money_out.capture_out(reference_id: "129-219")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :reference_id (String)
  • :idempotency_key (String, nil)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 286

def capture_out(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = {}
  headers["idempotencyKey"] = params[:idempotency_key] if params[:idempotency_key]

  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }]).merge(headers)
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "GET",
    path: "MoneyOut/capture/#{URI.encode_uri_component(params[:reference_id].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::AuthCapturePayoutResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#get_check_image(request_options: {}, **params) ⇒ String

Retrieve the image of a check associated with a processed transaction. The check image is returned in the response body as a base64-encoded string. The check image is only available for payouts that have been processed.

Examples:

client.money_out.get_check_image(asset_name: "check133832686289732320_01JKBNZ5P32JPTZY8XXXX000000.pdf")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :asset_name (String)

Returns:

  • (String)

Raises:

  • (error_class) 


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# File 'lib/payabli/money_out/client.rb', line 502

def get_check_image(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "GET",
    path: "MoneyOut/checkimage/#{URI.encode_uri_component(params[:asset_name].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  return if code.between?(200, 299)

  error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
  raise error_class.new(response.body, code: code)
end

#payout_details(request_options: {}, **params) ⇒ Payabli::Types::BillDetailResponse

Returns details for a processed money out transaction.

Examples:

client.money_out.payout_details(trans_id: "45-as456777hhhhhhhhhh77777777-324")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :trans_id (String)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 328

def payout_details(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "GET",
    path: "MoneyOut/details/#{URI.encode_uri_component(params[:trans_id].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::BillDetailResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#reissue_out(request_options: {}, **params) ⇒ Payabli::Types::ReissuePayoutResponse

Reissues a payout transaction with a new payment method. This creates a new transaction linked to the original and marks the original transaction as reissued.

The original transaction must be in Processing or Processed status. The payment method in the request body is used directly. The endpoint doesn't fall back to vendor-managed payment methods.

The new transaction goes through the standard authorize-and-capture flow automatically. Both the original and new transactions are linked through their event histories for audit purposes.

Examples:

client.money_out.reissue_out(
  trans_id: "129-219",
  payment_method: {
    method_: "ach",
    ach_account: "9876543210",
    ach_account_type: "savings",
    ach_routing: "021000021",
    ach_holder: "Acme Corp",
    ach_holder_type: "business"
  }
)

Parameters:

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :trans_id (String)
  • :idempotency_key (String, nil)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 615

def reissue_out(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  request_data = Payabli::MoneyOut::Types::ReissueOutRequest.new(params).to_h
  non_body_param_names = %w[transId idempotencyKey]
  body = request_data.except(*non_body_param_names)

  query_params = {}
  query_params["transId"] = params[:trans_id] if params.key?(:trans_id)

  headers = {}
  headers["idempotencyKey"] = params[:idempotency_key] if params[:idempotency_key]

  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }]).merge(headers)
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "POST",
    path: "MoneyOut/reissue",
    headers: headers,
    query: query_params,
    body: body,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::ReissuePayoutResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#renew_v_card(request_options: {}, **params) ⇒ Payabli::Types::RenewVCardResponse

Renews an expired or expiring virtual card by extending its expiration date to a future month.

The card must be a virtual card that hasn't been fully used. The new expiration date must be in MM-YYYY or MM/YYYY format and no more than 2 years and 363 days in the future. The card expires on the last day of the month you specify.

On success, referenceId holds the renewed card's token (the card processor may issue a new token). The response reuses the standard payout result object, so the payment-transaction fields it carries don't apply to renewal and always return null.

Examples:

client.money_out.renew_v_card(
  card_token: "20231206142225226104",
  expiration_date: "12-2027"
)

Parameters:

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :card_token (String)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 417

def renew_v_card(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  request_data = Payabli::MoneyOut::Types::RenewVCardRequest.new(params).to_h
  non_body_param_names = %w[cardToken]
  body = request_data.except(*non_body_param_names)

  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "PUT",
    path: "MoneyOutCard/vcard/#{URI.encode_uri_component(params[:card_token].to_s)}/renew",
    headers: headers,
    body: body,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::RenewVCardResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#send_v_card_link(request_options: {}, **params) ⇒ Payabli::Types::OperationResult

Sends a virtual card link via email to the vendor associated with the transId.

Examples:

client.money_out.send_v_card_link(trans_id: "01K33Z6YQZ6GD5QVKZ856MJBSC")

Parameters:

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 460

def send_v_card_link(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "POST",
    path: "vcard/send-card-link",
    headers: headers,
    body: Payabli::MoneyOut::Types::SendVCardLinkRequest.new(params).to_h,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::OperationResult.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#update_check_payment_status(request_options: {}, **params) ⇒ Payabli::Types::PayabliApiResponse00Responsedatanonobject

Updates the status of a processed check payment transaction. This endpoint handles the status transition, updates related bills, creates audit events, and triggers notifications.

The transaction must meet all of the following criteria:

  • Status: Must be in Processing or Processed status.
  • Payment method: Must be a check payment method.

Allowed status values

Value Status Description
0 Cancelled/Voided Cancels the check transaction. Reverts associated bills to their previous state

(Approved or Active), creates "Cancelled" events, and sends a payout_transaction_voidedcancelled notification if the notification is enabled. | | 5 | Paid | Marks the check transaction as paid. Updates associated bills to "Paid" status, creates "Paid" events, and sends a payout_transaction_paid notification if the notification is enabled. |

Examples:

client.money_out.update_check_payment_status(
  trans_id: "TRANS123456",
  check_payment_status: "5"
)

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

Returns:



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# File 'lib/payabli/money_out/client.rb', line 558

def update_check_payment_status(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "PATCH",
    path: "MoneyOut/status/#{URI.encode_uri_component(params[:trans_id].to_s)}/#{URI.encode_uri_component(params[:check_payment_status].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::PayabliApiResponse00Responsedatanonobject.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end

#v_card_get(request_options: {}, **params) ⇒ Payabli::Types::VCardGetResponse

Retrieves vCard details for a single card in an entrypoint.

Examples:

client.money_out.v_card_get(card_token: "20230403315245421165")

Parameters:

  • request_options (Hash) (defaults to: {})
  • params (Hash)

Options Hash (request_options:):

  • :base_url (String)
  • :additional_headers (Hash{String => Object})
  • :additional_query_parameters (Hash{String => Object})
  • :additional_body_parameters (Hash{String => Object})
  • :timeout_in_seconds (Integer)

Options Hash (**params):

  • :card_token (String)

Returns:



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# File 'lib/payabli/money_out/client.rb', line 367

def v_card_get(request_options: {}, **params)
  params = Payabli::Internal::Types::Utils.normalize_keys(params)
  headers = @client.auth_headers_for_endpoint(security: [{ "BearerAuth" => [] }, { "APIKeyAuth" => [] }])
  request = Payabli::Internal::JSON::Request.new(
    base_url: request_options[:base_url],
    method: "GET",
    path: "MoneyOut/vcard/#{URI.encode_uri_component(params[:card_token].to_s)}",
    headers: headers,
    request_options: request_options
  )
  begin
    response = @client.send(request)
  rescue Net::HTTPRequestTimeout
    raise Payabli::Errors::TimeoutError
  end
  code = response.code.to_i
  if code.between?(200, 299)
    Payabli::Types::VCardGetResponse.load(response.body)
  else
    error_class = Payabli::Errors::ResponseError.subclass_for_code(code)
    raise error_class.new(response.body, code: code)
  end
end