Class: Plaid::LiabilityOverride

Inherits:
BaseModel
  • Object
show all
Defined in:
lib/plaid/models/liability_override.rb

Overview

Used to configure Sandbox test data for the Liabilities product

Instance Attribute Summary collapse

Class Method Summary collapse

Instance Method Summary collapse

Methods inherited from BaseModel

#check_for_conflict, #process_additional_properties, #process_array, #process_basic_value, #process_hash, #to_hash, #to_json

Constructor Details

#initialize(type:, purchase_apr:, cash_apr:, balance_transfer_apr:, special_apr:, last_payment_amount:, minimum_payment_amount:, is_overdue:, origination_date:, principal:, nominal_apr:, interest_capitalization_grace_period_months:, repayment_model:, expected_payoff_date:, guarantor:, is_federal:, loan_name:, loan_status:, payment_reference_number:, pslf_status:, repayment_plan_description:, repayment_plan_type:, sequence_number:, servicer_address:, additional_properties: nil) ⇒ LiabilityOverride

Returns a new instance of LiabilityOverride.



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# File 'lib/plaid/models/liability_override.rb', line 171

def initialize(type:, purchase_apr:, cash_apr:, balance_transfer_apr:,
               special_apr:, last_payment_amount:, minimum_payment_amount:,
               is_overdue:, origination_date:, principal:, nominal_apr:,
               interest_capitalization_grace_period_months:,
               repayment_model:, expected_payoff_date:, guarantor:,
               is_federal:, loan_name:, loan_status:,
               payment_reference_number:, pslf_status:,
               repayment_plan_description:, repayment_plan_type:,
               sequence_number:, servicer_address:,
               additional_properties: nil)
  # Add additional model properties to the instance
  additional_properties = {} if additional_properties.nil?

  @type = type
  @purchase_apr = purchase_apr
  @cash_apr = cash_apr
  @balance_transfer_apr = balance_transfer_apr
  @special_apr = special_apr
  @last_payment_amount = last_payment_amount
  @minimum_payment_amount = minimum_payment_amount
  @is_overdue = is_overdue
  @origination_date = origination_date
  @principal = principal
  @nominal_apr = nominal_apr
  @interest_capitalization_grace_period_months = interest_capitalization_grace_period_months
  @repayment_model = repayment_model
  @expected_payoff_date = expected_payoff_date
  @guarantor = guarantor
  @is_federal = is_federal
  @loan_name = loan_name
  @loan_status = loan_status
  @payment_reference_number = payment_reference_number
  @pslf_status = pslf_status
  @repayment_plan_description = repayment_plan_description
  @repayment_plan_type = repayment_plan_type
  @sequence_number = sequence_number
  @servicer_address = servicer_address
  @additional_properties = additional_properties
end

Instance Attribute Details

#balance_transfer_apr ⇒ Float

The balance transfer APR percentage value. Can only be set if ‘type` is `credit`. Can only be set if `type` is `credit`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 30

def balance_transfer_apr
  @balance_transfer_apr
end

#cash_apr ⇒ Float

The cash APR percentage value. Can only be set if ‘type` is `credit`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 25

def cash_apr
  @cash_apr
end

#expected_payoff_date ⇒ Date

Override the ‘expected_payoff_date` field. Can only be set if `type` is `student`.

Returns:

  • (Date) 


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# File 'lib/plaid/models/liability_override.rb', line 79

def expected_payoff_date
  @expected_payoff_date
end

#guarantor ⇒ String

Override the ‘guarantor` field. Can only be set if `type` is `student`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 83

def guarantor
  @guarantor
end

#interest_capitalization_grace_period_months ⇒ Float

If set, interest capitalization begins at the given number of months after loan origination. By default interest is never capitalized. Can only be set if ‘type` is `student`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 69

def interest_capitalization_grace_period_months
  @interest_capitalization_grace_period_months
end

#is_federal ⇒ TrueClass | FalseClass

Override the ‘is_federal` field. Can only be set if `type` is `student`.

Returns:

  • (TrueClass | FalseClass) 


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# File 'lib/plaid/models/liability_override.rb', line 87

def is_federal
  @is_federal
end

#is_overdue ⇒ TrueClass | FalseClass

Override the ‘is_overdue` field

Returns:

  • (TrueClass | FalseClass) 


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# File 'lib/plaid/models/liability_override.rb', line 48

def is_overdue
  @is_overdue
end

#last_payment_amount ⇒ Float

Override the ‘last_payment_amount` field. Can only be set if `type` is `credit`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 39

def last_payment_amount
  @last_payment_amount
end

#loan_name ⇒ String

Override the ‘loan_name` field. Can only be set if `type` is `student`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 91

def loan_name
  @loan_name
end

#loan_status ⇒ StudentLoanStatus

An object representing the status of the student loan

Returns:



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# File 'lib/plaid/models/liability_override.rb', line 95

def loan_status
  @loan_status
end

#minimum_payment_amount ⇒ Float

Override the ‘minimum_payment_amount` field. Can only be set if `type` is `credit` or `student`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 44

def minimum_payment_amount
  @minimum_payment_amount
end

#nominal_apr ⇒ Float

The interest rate on the loan as a percentage. Can only be set if ‘type` is `student`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 63

def nominal_apr
  @nominal_apr
end

#origination_date ⇒ Date

The date on which the loan was initially lent, in [ISO 8601](wikipedia.org/wiki/ISO_8601) (YYYY-MM-DD) format. Can only be set if ‘type` is `student`.

Returns:

  • (Date) 


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# File 'lib/plaid/models/liability_override.rb', line 54

def origination_date
  @origination_date
end

#payment_reference_number ⇒ String

Override the ‘payment_reference_number` field. Can only be set if `type` is `student`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 100

def payment_reference_number
  @payment_reference_number
end

#principal ⇒ Float

The original loan principal. Can only be set if ‘type` is `student`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 58

def principal
  @principal
end

#pslf_status ⇒ PslfStatus

Information about the student’s eligibility in the Public Service Loan Forgiveness program. This is only returned if the institution is Fedloan (‘ins_116527`).

Returns:



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# File 'lib/plaid/models/liability_override.rb', line 106

def pslf_status
  @pslf_status
end

#purchase_apr ⇒ Float

The purchase APR percentage value. For simplicity, this is the only interest rate used to calculate interest charges. Can only be set if ‘type` is `credit`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 21

def purchase_apr
  @purchase_apr
end

#repayment_model ⇒ StudentLoanRepaymentModel

Student loan repayment information used to configure Sandbox test data for the Liabilities product

Returns:



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# File 'lib/plaid/models/liability_override.rb', line 74

def repayment_model
  @repayment_model
end

#repayment_plan_description ⇒ String

Override the ‘repayment_plan.description` field. Can only be set if `type` is `student`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 111

def repayment_plan_description
  @repayment_plan_description
end

#repayment_plan_type ⇒ String

Override the ‘repayment_plan.type` field. Can only be set if `type` is `student`. Possible values are: `“extended graduated”`, `“extended standard”`, `“graduated”`, `“income-contingent repayment”`, `“income-based repayment”`, `“interest only”`, `“other”`, `“pay as you earn”`, `“revised pay as you earn”`, or `“standard”`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 119

def repayment_plan_type
  @repayment_plan_type
end

#sequence_number ⇒ String

Override the ‘sequence_number` field. Can only be set if `type` is `student`.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 124

def sequence_number
  @sequence_number
end

#servicer_address ⇒ Address

A physical mailing address.

Returns:



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# File 'lib/plaid/models/liability_override.rb', line 128

def servicer_address
  @servicer_address
end

#special_apr ⇒ Float

The special APR percentage value. Can only be set if ‘type` is `credit`.

Returns:

  • (Float) 


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# File 'lib/plaid/models/liability_override.rb', line 34

def special_apr
  @special_apr
end

#type ⇒ String

The type of the liability object, either ‘credit` or `student`. Mortgages are not currently supported in the custom Sandbox.

Returns:

  • (String) 


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# File 'lib/plaid/models/liability_override.rb', line 15

def type
  @type
end

Class Method Details

.from_hash(hash) ⇒ Object

Creates an instance of the object from a hash.



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# File 'lib/plaid/models/liability_override.rb', line 212

def self.from_hash(hash)
  return nil unless hash

  # Extract variables from the hash.
  type = hash.key?('type') ? hash['type'] : nil
  purchase_apr = hash.key?('purchase_apr') ? hash['purchase_apr'] : nil
  cash_apr = hash.key?('cash_apr') ? hash['cash_apr'] : nil
  balance_transfer_apr =
    hash.key?('balance_transfer_apr') ? hash['balance_transfer_apr'] : nil
  special_apr = hash.key?('special_apr') ? hash['special_apr'] : nil
  last_payment_amount =
    hash.key?('last_payment_amount') ? hash['last_payment_amount'] : nil
  minimum_payment_amount =
    hash.key?('minimum_payment_amount') ? hash['minimum_payment_amount'] : nil
  is_overdue = hash.key?('is_overdue') ? hash['is_overdue'] : nil
  origination_date =
    hash.key?('origination_date') ? hash['origination_date'] : nil
  principal = hash.key?('principal') ? hash['principal'] : nil
  nominal_apr = hash.key?('nominal_apr') ? hash['nominal_apr'] : nil
  interest_capitalization_grace_period_months =
    hash.key?('interest_capitalization_grace_period_months') ? hash['interest_capitalization_grace_period_months'] : nil
  repayment_model = StudentLoanRepaymentModel.from_hash(hash['repayment_model']) if
    hash['repayment_model']
  expected_payoff_date =
    hash.key?('expected_payoff_date') ? hash['expected_payoff_date'] : nil
  guarantor = hash.key?('guarantor') ? hash['guarantor'] : nil
  is_federal = hash.key?('is_federal') ? hash['is_federal'] : nil
  loan_name = hash.key?('loan_name') ? hash['loan_name'] : nil
  loan_status = StudentLoanStatus.from_hash(hash['loan_status']) if hash['loan_status']
  payment_reference_number =
    hash.key?('payment_reference_number') ? hash['payment_reference_number'] : nil
  pslf_status = PslfStatus.from_hash(hash['pslf_status']) if hash['pslf_status']
  repayment_plan_description =
    hash.key?('repayment_plan_description') ? hash['repayment_plan_description'] : nil
  repayment_plan_type =
    hash.key?('repayment_plan_type') ? hash['repayment_plan_type'] : nil
  sequence_number =
    hash.key?('sequence_number') ? hash['sequence_number'] : nil
  servicer_address = Address.from_hash(hash['servicer_address']) if hash['servicer_address']

  # Create a new hash for additional properties, removing known properties.
  new_hash = hash.reject { |k, _| names.value?(k) }

  additional_properties = APIHelper.get_additional_properties(
    new_hash, proc { |value| value }
  )

  # Create object from extracted values.
  LiabilityOverride.new(type: type,
                        purchase_apr: purchase_apr,
                        cash_apr: cash_apr,
                        balance_transfer_apr: balance_transfer_apr,
                        special_apr: special_apr,
                        last_payment_amount: last_payment_amount,
                        minimum_payment_amount: minimum_payment_amount,
                        is_overdue: is_overdue,
                        origination_date: origination_date,
                        principal: principal,
                        nominal_apr: nominal_apr,
                        interest_capitalization_grace_period_months: interest_capitalization_grace_period_months,
                        repayment_model: repayment_model,
                        expected_payoff_date: expected_payoff_date,
                        guarantor: guarantor,
                        is_federal: is_federal,
                        loan_name: loan_name,
                        loan_status: loan_status,
                        payment_reference_number: payment_reference_number,
                        pslf_status: pslf_status,
                        repayment_plan_description: repayment_plan_description,
                        repayment_plan_type: repayment_plan_type,
                        sequence_number: sequence_number,
                        servicer_address: servicer_address,
                        additional_properties: additional_properties)
end

.names ⇒ Object

A mapping from model property names to API property names.



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# File 'lib/plaid/models/liability_override.rb', line 131

def self.names
  @_hash = {} if @_hash.nil?
  @_hash['type'] = 'type'
  @_hash['purchase_apr'] = 'purchase_apr'
  @_hash['cash_apr'] = 'cash_apr'
  @_hash['balance_transfer_apr'] = 'balance_transfer_apr'
  @_hash['special_apr'] = 'special_apr'
  @_hash['last_payment_amount'] = 'last_payment_amount'
  @_hash['minimum_payment_amount'] = 'minimum_payment_amount'
  @_hash['is_overdue'] = 'is_overdue'
  @_hash['origination_date'] = 'origination_date'
  @_hash['principal'] = 'principal'
  @_hash['nominal_apr'] = 'nominal_apr'
  @_hash['interest_capitalization_grace_period_months'] =
    'interest_capitalization_grace_period_months'
  @_hash['repayment_model'] = 'repayment_model'
  @_hash['expected_payoff_date'] = 'expected_payoff_date'
  @_hash['guarantor'] = 'guarantor'
  @_hash['is_federal'] = 'is_federal'
  @_hash['loan_name'] = 'loan_name'
  @_hash['loan_status'] = 'loan_status'
  @_hash['payment_reference_number'] = 'payment_reference_number'
  @_hash['pslf_status'] = 'pslf_status'
  @_hash['repayment_plan_description'] = 'repayment_plan_description'
  @_hash['repayment_plan_type'] = 'repayment_plan_type'
  @_hash['sequence_number'] = 'sequence_number'
  @_hash['servicer_address'] = 'servicer_address'
  @_hash
end

.nullables ⇒ Object

An array for nullable fields



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# File 'lib/plaid/models/liability_override.rb', line 167

def self.nullables
  []
end

.optionals ⇒ Object

An array for optional fields



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# File 'lib/plaid/models/liability_override.rb', line 162

def self.optionals
  []
end

Instance Method Details

#inspect ⇒ Object

Provides a debugging-friendly string with detailed object information.



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# File 'lib/plaid/models/liability_override.rb', line 306

def inspect
  class_name = self.class.name.split('::').last
  "<#{class_name} type: #{@type.inspect}, purchase_apr: #{@purchase_apr.inspect}, cash_apr:"\
  " #{@cash_apr.inspect}, balance_transfer_apr: #{@balance_transfer_apr.inspect}, special_apr:"\
  " #{@special_apr.inspect}, last_payment_amount: #{@last_payment_amount.inspect},"\
  " minimum_payment_amount: #{@minimum_payment_amount.inspect}, is_overdue:"\
  " #{@is_overdue.inspect}, origination_date: #{@origination_date.inspect}, principal:"\
  " #{@principal.inspect}, nominal_apr: #{@nominal_apr.inspect},"\
  ' interest_capitalization_grace_period_months:'\
  " #{@interest_capitalization_grace_period_months.inspect}, repayment_model:"\
  " #{@repayment_model.inspect}, expected_payoff_date: #{@expected_payoff_date.inspect},"\
  " guarantor: #{@guarantor.inspect}, is_federal: #{@is_federal.inspect}, loan_name:"\
  " #{@loan_name.inspect}, loan_status: #{@loan_status.inspect}, payment_reference_number:"\
  " #{@payment_reference_number.inspect}, pslf_status: #{@pslf_status.inspect},"\
  " repayment_plan_description: #{@repayment_plan_description.inspect}, repayment_plan_type:"\
  " #{@repayment_plan_type.inspect}, sequence_number: #{@sequence_number.inspect},"\
  " servicer_address: #{@servicer_address.inspect}, additional_properties:"\
  " #{@additional_properties}>"
end

#to_s ⇒ Object

Provides a human-readable string representation of the object.



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# File 'lib/plaid/models/liability_override.rb', line 288

def to_s
  class_name = self.class.name.split('::').last
  "<#{class_name} type: #{@type}, purchase_apr: #{@purchase_apr}, cash_apr: #{@cash_apr},"\
  " balance_transfer_apr: #{@balance_transfer_apr}, special_apr: #{@special_apr},"\
  " last_payment_amount: #{@last_payment_amount}, minimum_payment_amount:"\
  " #{@minimum_payment_amount}, is_overdue: #{@is_overdue}, origination_date:"\
  " #{@origination_date}, principal: #{@principal}, nominal_apr: #{@nominal_apr},"\
  ' interest_capitalization_grace_period_months:'\
  " #{@interest_capitalization_grace_period_months}, repayment_model: #{@repayment_model},"\
  " expected_payoff_date: #{@expected_payoff_date}, guarantor: #{@guarantor}, is_federal:"\
  " #{@is_federal}, loan_name: #{@loan_name}, loan_status: #{@loan_status},"\
  " payment_reference_number: #{@payment_reference_number}, pslf_status: #{@pslf_status},"\
  " repayment_plan_description: #{@repayment_plan_description}, repayment_plan_type:"\
  " #{@repayment_plan_type}, sequence_number: #{@sequence_number}, servicer_address:"\
  " #{@servicer_address}, additional_properties: #{@additional_properties}>"
end